Physio+ in Lindale and Tyler works with most major commercial insurance plans, runs transparent cash pricing for services insurance rarely covers, accepts HSA and FSA cards including for cash pay visits, and issues superbills for out of network reimbursement. Every patient starts with the $99 Pain Audit. Call or text 903.492.5215 and we verify your exact benefits the same day.
Simple version: you start with the $99 Pain Audit, we verify your benefits before your first visit, and you approve the plan, including the visit estimate, before treatment begins. No surprise bills, no open ended visit schedules, no mystery codes on a statement six weeks later.
Where your plan covers a service, we bill your plan. Where it does not, you see the cash price before you say yes. We work with most major commercial insurance plans, and networks change often enough that a list on a web page would go stale. So we do it the reliable way: call or text 903.492.5215 and we verify your exact benefits the same day, including your copay, your deductible position, and any visit limits.
That verification call takes about five minutes of your time. Have your member ID and date of birth ready, we sit through the plan phone trees, and you get back a plain English summary: what the audit costs you, what a typical visit costs you, whether dry needling is covered on your plan, and where your deductible stands.
The $99 audit is the fixed front door for everyone, insured or not: sixty minutes with a doctor of physical therapy, a working diagnosis, your first treatment, and a written plan. And because Texas is a direct access state, you can book it without a referral.
| Service | Typical coverage at Physio+ |
|---|---|
| Physical therapy evaluation and treatment | Covered by most major commercial plans |
| Dry needling | Varies by plan. We verify yours before treatment |
| Subzero cryotherapy | Cash |
| Physio+ Massage | Cash. Membership $99/mo |
| Custom orthotics | Varies by plan. We verify yours before casting |
Published membership pricing: Rehab Coaching at $149/mo, Physio+ Adjustments at $89/mo, and Physio+ Massage at $99/mo. For per visit cash rates on any service, call or text 903.492.5215 and we verify your exact benefits and pricing the same day.
Yes. Physical therapy is a qualified medical expense, and that includes cash pay visits, copays, and deductible payments, not just insurance billed care. We run HSA and FSA cards at the front desk like any other card.
The honest edge cases: cryotherapy and massage usually need a letter of medical necessity from a provider to qualify as HSA or FSA expenses. When those services are part of your plan of care, we can provide that documentation. Keep your receipts either way. Every Physio+ receipt is itemized for exactly this reason.
If we are not in your plan's network, you pay the cash rate and we issue a superbill: an itemized receipt with the diagnosis and procedure codes your insurer needs. You submit it, and your plan reimburses you directly according to your out of network benefits.
We walk you through the submission the first time, and we can tell you before your first visit what your out of network benefits look like, because we check those in the same benefits call. Some plans reimburse a meaningful share, some reimburse little. You will know which yours is before you spend anything beyond the audit. Superbills also double as itemized receipts for HSA and FSA recordkeeping, so keep every one.
The typical Physio+ arc is 10 to 12 visits. Recent, simple sprains and strains often resolve in 4 to 8. Mechanical back and neck pain usually runs 6 to 12. Post surgical and long standing problems can run 12 to 24 across two to four months.
Those are ranges, not quotas. You get a written visit estimate at the $99 audit, we retest measurable baselines as we go, and the plan shortens when you beat it. Here is what that looks like in practice: a straightforward ankle sprain might carry an estimate of six visits across four weeks. If the week two retest beats target, we cut visits. When the retests say you are ready, we discharge you to a home program instead of finding reasons to keep you on the schedule.
We will not schedule visits you don't need. No standing three times a week forever appointments, no stretching a discharge because a calendar has open slots. That policy costs us revenue and it is why patients send us their families.
You can, and exercises are free on the internet. What you are paying for is the diagnosis that picks the right five exercises out of five thousand, the dosage that makes them work, and the retesting that progresses them week to week.
Here is the test we would apply to our own money: if generic exercises were going to fix your problem, the weeks you have already spent on them would have done it. When they have not, the missing ingredient is almost never effort. It is a wrong target, a wrong dose, or a diagnosis that was never actually made. One $99 hour settles which one, and if home exercise really is all you need, we write you the program and send you home with it.
We plan for the cap from visit one, front load the highest value work, and build your home program early so a visit limit is not a cliff. If you still need care past the cap, we move you to transparent cash pricing or a membership, and nothing about your plan changes except who pays.
Yes. Medicare covers medically necessary physical therapy with no hard annual cap, though documentation requirements rise past a spending threshold. One quirk: Medicare requires a physician signature on your plan of care, so we can evaluate you directly and then coordinate that signature for you. Call or text 903.492.5215 and we confirm your exact situation.
Sometimes, yes. If you have a high deductible you are unlikely to meet, a per visit cash rate can beat the negotiated rate your plan passes through to you. We run both numbers for you before your first visit and tell you which path costs less. That is part of the same day benefits check.
Yes. Physical therapy is a qualified medical expense, and that includes cash pay visits, copays, and deductible payments. We run HSA and FSA cards at the front desk like any other card. Cryotherapy and massage may require a letter of medical necessity to qualify, and we can provide documentation when they are part of your plan of care.
Call or text 903.492.5215 with your insurance card in hand. We verify your exact benefits the same day, then you book the $99 audit knowing the numbers.